Finance Company Terms & Conditions & Rates, Fees and Charges

Over the years, Industry Motor Group have worked hard to develop and secure relationships with a wide range of lenders, which means we have access to some of the most flexible finance terms and most competitive interest rates, ranging from 9.95% to 17.95%. The interest rates will be personalised to each customer and take into consideration several factors, such as, the amount borrowed, term of the loan, frequency and affordability of the repayments, credit scores and previous credit history. But rest assured, whatever your situation and circumstances may be, we will work with you to ensure you have repayments that suit your personal or business requirements. We are committed to responsible lending and to help ensure you make an informed decision provide a list of all our lenders together with their standard terms and conditions and any rates ,fees or charges that they may apply to the loan. **Interest rates, fees and charges are subject to change at any time**

• AA Money
  

  AA Money Information

  Car Loan Information

  Terms and conditions

  Terms and Conditions
• Auto Finance Direct
  

  Fees & Interest

  Fees, Charges and interest
• Avanti Finance
  

  Avanti Information

  Car Loan Information Standard Contract Terms Interest Rate Guide
• Branded Financial Services
  

  Branded Financial Services

  Cost of Borrowing More Links Terms
• Community Financial Services
  

  Community Financial Services

  Terms and Conditions Privacy Policy Financial Hardship
• Finance Now
  

  Car Loan Rates and Fees

  Rates and Fees
• Heartland Bank
  

  Car Loan Information

  Car Loans Rates Fee Terms
• Oxford Finance
  

  Fees & Terms

  Car Loans Fees and Charges
• Thorn Finance
  

  Fees & Terms

  Rates and Fees
• UDC
  

  Standard Fees and Charges:
  https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf

  General Conditions:
  https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf

  Credit Sale Agreement (Personal):
  https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf

  Term Loan (Personal):
  https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf

  Security Agreement (Personal):
  https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf

  Early Repayment Charge (Consumer):
  https://udc.co.nz/pdf/UDC-Early-Repayment-Charge-Fact-Sheet.pdf

  Customer Service (Change of address/Complaints/Dispute Resolution/Hardship/Defaults):
  https://udc.co.nz/car-loans/customer-service/index

  General Information
  What should I do if I change my address?
  https://www.udc.co.nz/borrowing/customer_service/faqs

  What should I do if I have a complaint?
  What dispute resolution schemes does UDC belong to and how can I access them?
  https://www.udc.co.nz/borrowing/customer_service/complaints

  As a borrower, how can I apply for unforeseen hardship relief?
  What happens if I default under my agreement including, if relevant, repossession?
  https://www.udc.co.nz/borrowing/customer_service/hardship

• Marac
  

  Schedule of Standard Fees and Charges Applied to Consumer Contracts

  Interest Rates and Fees Consumer loan and security general terms
• MTF
  

  MTF Related Information

  Cost of borrowing and standard terms
  Information on interest rates, how interest is charged, and on our credit and default fees.
  https://www.mtf.co.nz/resources/interest-rates-and-fees/

• Geneva Finance
  

  Geneva Finance Related Information

  Geneva Full disclosure of Fees and Charges
  https://www.genevafinance.co.nz/important-information#fees

  Geneva Finance Terms and Conditions
  http://genevafinance.co.nz/terms-and-conditions/